The only interest we have is in your success.

Welcome to JFCU (proposed)—your halal credit solution, nationwide. Exploitative banking comes to an end today.

Partnered with

JAFARI No-Interest Credit Union of Houston Texas logo with a stylized swirl graphic and text.
Zainabia Center of Michigan Logo
A stylized logo featuring a star within a geometric shape and two hands, with the words "Light of Guidance" written below.
Black logo of a stylized infinity symbol above the text "Taha Foundation" in black, on a white background.

Where money moves, but values don’t.

JFCU (Proposed) isn’t just a financial institution—it’s a movement built on trust, ethics, and community empowerment. We’re redefining banking with a no-interest model that aligns with your values. Learn more about our mission and what we’re offering for the future of Muslims.

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Trust

Ethics

Growth

Trust • Ethics • Growth •

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JFCU (proposed) operates on a no-interest, risk-sharing model where members pool resources to fund loans that uplift the community. Instead of profiting from interest, we sustain operations through ethical service fees and cooperative investments. This ensures fair access to financial support while keeping wealth circulating within the community. Stay updated to learn more about how our approach transforms banking for the better.

How it works?

What does our deen say?

“O You who believe! Be careful of (your duty) to Allah and relinquish what remains (due) from usury, if you are believers. But if you do (it) not, then be appraised of war from Allah and His Apostle...”

— Holy Quran 2:278-279

“What could be a greater loss? That in return of a Dirham of interest he loses his faith. And if he repents of his deeds in the world all his wrongfully earned wealth comes to an end and he becomes a destitute.”

— Imam Jafar Sadiq (as)

“Undoubtedly, usury is an unjust and oppressive evil. It is against human nature and human dignity. It increases the riches of the wealthy and drives the impoverished to further depravation.”

— Syed Abdul Husayn Dastaghaib Shirazi in Greater Sins


Islamic Financing

There’s more to Islam than No Bacon. How about saying NO to usury?

At JFCU (proposed), your money flows freely—without the burden of interest or exploitation. We believe financial growth should uplift communities, not weigh them down. Learn about banking from an Islamic lens by clicking below!

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Join the movement.

Consider this a revolution in ethical banking. Say goodbye to interest-based debt and Salaam to a system built on trust, fairness, and community empowerment. Be part of the change. Stay updated by signing up!